While no one wishes to go through bankruptcy, it can be a good option for those who are very far in debt. If you're struggling to pay off your debts and you feel like there is no end in sight, you may be exploring your options. Bankruptcy is a complex process, but it can offer many benefits as well as a fresh start. If you're thinking of filing for bankruptcy, it's best to hire an attorney.
When you sell stock photography, there is always a risk that someone may use your image in a way that you didn't permit in the licensing agreement. When that happens, you need to protect your licensing rights. The best way to do that is to work with a copyright and licensing attorney. I've spent a lot of time researching fair use and licensing restrictions. I hope that the information here helps you to not only understand your rights as the creator but also to learn how to document and enforce those rights and seek legal resolutions when they are violated.