Image Licensing Protections: An Introduction

Image Licensing Protections: An Introduction

When to Consider Hiring a Chapter 13 Attorney

Judy Alexander

Filing for bankruptcy can be a stressful and overwhelming process. It's not something that anyone wants to go through, but sometimes it becomes necessary in order to get a fresh start on your finances. If you're considering filing for Chapter 13 bankruptcy, it may be beneficial to hire an attorney. In this blog post, we'll discuss when it might be necessary to hire a Chapter 13 attorney and how they can help you navigate the bankruptcy process.

You Have a Complex Financial Situation

If your financial situation is relatively straightforward with minimal assets and debts, you may not need the assistance of an attorney. However, if you have multiple sources of income, own property, or have significant debt, hiring a Chapter 13 attorney can greatly benefit you. They have the knowledge and expertise to help you create a feasible repayment plan that takes into account all of your financial obligations.

Your Creditors Are Harassing You

One of the main benefits of filing for bankruptcy is the automatic stay that goes into effect once your case is filed. This means that creditors must stop all collection efforts against you, including phone calls, letters, and lawsuits. If creditors continue to harass you, despite being aware of your bankruptcy filing, an attorney can take legal action on your behalf to make them stop.

You're Unsure Which Type of Bankruptcy Is Right for You

There are two types of personal bankruptcy - Chapter 7 and Chapter 13. While both options provide relief from debt, they have different eligibility requirements and outcomes. A Chapter 7 bankruptcy allows for the discharge of most debts without having to repay them while a Chapter 13 requires a repayment plan over three to five years. A knowledgeable attorney can evaluate your situation and advise which type would be most beneficial for you.

You Need Help Creating a Repayment Plan

Filing for Chapter 13 bankruptcy requires creating a repayment plan that outlines how you will pay off your debts over the next few years. This plan must be approved by the court and your creditors, so it's essential to have an experienced attorney who can negotiate on your behalf and ensure that your plan is feasible and fair.

You Want to Protect Your Assets

One of the main concerns people have when filing for bankruptcy is losing their assets. However, Chapter 13 bankruptcy allows you to keep your property while still getting relief from debt. An attorney can help you navigate exemptions and other legal strategies to protect your assets during the bankruptcy process.

For more information, contact a Chapter 13 attorney near you.


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About Me
Image Licensing Protections: An Introduction

When you sell stock photography, there is always a risk that someone may use your image in a way that you didn't permit in the licensing agreement. When that happens, you need to protect your licensing rights. The best way to do that is to work with a copyright and licensing attorney. I've spent a lot of time researching fair use and licensing restrictions. I hope that the information here helps you to not only understand your rights as the creator but also to learn how to document and enforce those rights and seek legal resolutions when they are violated.

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