Workplaces are meant to be safe, but many workplaces pose risks and hazards to employees, so getting hurt at work is just a common thing. When this happens, your employer has a responsibility to make sure you are compensated for what happened, and workers' comp insurance usually picks up the tab. You may indeed have to seek legal help to get to that point, but there are a lot of myths that can get in the way.
Myth: Your employer is always on your side
You may have worked with your employer for many years. You may even feel you know the owners of the company on a personal level. However, your employer is not always on your side no matter how much you think they will or should be. Every worker's comp claim can mean a hike in rates for your employer, which means they have a financial interest in the denial of your claim. It is an unfortunate fact that money can be such a determining factor when it comes to the employer/employee relationship. Don't make the mistake of putting too much trust in your employer when you file a claim or any time throughout the process.
Myth: Most workers' comp claims are rejected, and there's nothing you can do about it
It is true that a lot of workers' comp claims get denied. However, a single denial does not mean your journey to getting compensated for your injuries should stop there and you should give up. If you source a good workers' comp attorney for help, there is a higher likelihood that you will see success with your claim. Avoid feeling defeated when you get denied and remember the insurance company is deliberately trying to make you feel that way so you will drop the claim.
Myth: It doesn't make sense to hire a lawyer to help with a workers' comp claim when you can fight it on your own
If you are having a hard time getting approved for workers' comp payments, it is true that you may very well be able to fight it on your own. However, it is exceptionally rare to actually be successful in fighting a workers' comp insurance company without proper legal representation. Yes, you do have to pay your attorney for their time, but this can be worth every penny in order to actually get the money you deserve.
If you are trying to file a claim, talk to a workers' compensation attorney to learn more.
When you sell stock photography, there is always a risk that someone may use your image in a way that you didn't permit in the licensing agreement. When that happens, you need to protect your licensing rights. The best way to do that is to work with a copyright and licensing attorney. I've spent a lot of time researching fair use and licensing restrictions. I hope that the information here helps you to not only understand your rights as the creator but also to learn how to document and enforce those rights and seek legal resolutions when they are violated.