Image Licensing Protections: An Introduction

Are You An Underwriter Seeing Bad Commercial Mortgages Approved? Meet With A Lawyer Fast

16 February 2017

Judy Alexander

If you are working as an underwriter at a financial institution and you can see that commercial mortgages are going through without the proper approval, and that these mortgages are very risk, it's time for you to take action. With the Dodd Frank Act, you'll be protected from your company, and you can even be compensated for turning them in.

The government is trying to avoid another financial crash like the one that was experienced in the 2000s, and this is why the act was put in place. Here are some of the things you want to do when you have this information.

Journal Information

You first want to write down all the information that you have. You want to talk about each account, what stuck out to you, what you know wasn't policy, and what the loan amounts were if you can remember. Once you have all the information you can remember, and you think you have enough to go to the government, and then it's time to meet with a lawyer. You most likely have company policies in place to prevent you from taking any information out of the office, so you don't want to do anything illegal in your quest to let the government know what's going on.

Find a Lawyer

You have to take this information to a lawyer. The lawyer is going to go through your notes and determine if you have enough information that you need to meet with a financial professional that works with the United States government. If you do, you'll want to have your own legal representation, just so you have someone to protect you and with your best interests in mind.

If you have anyone else that works with you that you think may want to be a whistleblower to help the government know what's going on, give your lawyer their information. The lawyer can say they obtained their contact info from a confidential source, and you may get another person to back up your claims.

If you are seeing these things at the branch you work at, the chances are high that the financial company you work for is providing commercial mortgages to many others that can't afford them that you don't even know about. Meet with a whistleblower law firm can provide your information so you can be protected, and so you can get compensated for the knowledge you have.

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About Me

When you sell stock photography, there is always a risk that someone may use your image in a way that you didn't permit in the licensing agreement. When that happens, you need to protect your licensing rights. The best way to do that is to work with a copyright and licensing attorney. I've spent a lot of time researching fair use and licensing restrictions. I hope that the information here helps you to not only understand your rights as the creator but also to learn how to document and enforce those rights and seek legal resolutions when they are violated.